PYMNTS Intelligence

Credit Unions Convert 64% of Members to Primary Accounts
Credit Unions Convert 64% of Members to Primary Accounts
April 11, 2025  |  Credit Unions

Once perceived as technologically trailing larger financial institutions, credit unions are embracing digital innovation, positioning themselves for growth and engagement with a digitally native consumer...

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Why AI Is Becoming the ‘Pacemaker’ of Company Finances
Why AI Is Becoming the ‘Pacemaker’ of Company Finances
April 10, 2025  |  Artificial Intelligence

Company finances are the hidden, beating heart of a business. Suppliers and workers don’t see the behind-the-scenes details of how they get paid, just that...

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Study Finds Instant Payments Strengthen Vendor Relationships in 5 Key Industries
Study Finds Instant Payments Strengthen Vendor Relationships in 5 Key Industries
April 10, 2025  |  Money Mobility

With large U.S. enterprises facing demands from vendors, suppliers and contractors to make immediate payments, having ways to disburse funds instantly has become a strategic...

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42% of Consumers Prefer Digital Wallets for Cross-Border Payments
42% of Consumers Prefer Digital Wallets for Cross-Border Payments
April 10, 2025  |  Mobile Wallets

Consumers are turning to digital wallets as their preferred method for sending and receiving money across borders, signaling a shift in global money movement.  This...

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Metal Payment Cards Move From Luxury to Everyday as Fraud Fears Deepen
Metal Payment Cards Move From Luxury to Everyday as Fraud Fears Deepen
April 10, 2025  |  Fraud Prevention

For decades, consumers have been bombarded with security advice designed to keep their financial data safe. Yet, in a digital landscape increasingly fraught with sophisticated...

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B2B FinTechs Target SMBs With Expanded Offerings
B2B FinTechs Target SMBs With Expanded Offerings
April 09, 2025  |  SMBs

For years, B2B FinTechs have built their empires around serving enterprise clients spanning global banks, Fortune 500s and institutional investors. But today, a new customer...

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UK Consumers Trail Merchants in Digital Wallet Know-How
UK Consumers Trail Merchants in Digital Wallet Know-How
April 09, 2025  |  Payment Methods

Trust and familiarity are central to the payments experience. At the end of the day, consumers won’t pay with methods they don’t know much about...

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The Urgent Economy: How Instant Payments Are Changing Vendor Relationships
The Urgent Economy: How Instant Payments Are Changing Vendor Relationships
April 09, 2025  |  Real-Time Payments

In today’s fast-paced world, waiting days for a payment to clear can feel like an eternity. That’s why instant payments are in demand, giving businesses...

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Merchants Make the Sale When Consumers See Preferred Payment Options
Merchants Make the Sale When Consumers See Preferred Payment Options
April 09, 2025  |  Payment Methods

Consumers are less confident about economics — on a macro and a personal level — than they have been for quite a while. They’re mulling...

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