consumer credit

Credit Card Performance Metrics Show Signs of ‘Consumer Distress’
Credit Card Performance Metrics Show Signs of ‘Consumer Distress’
April 09, 2025  |  Credit Cards

Credit card performance metrics are showing signs of “consumer distress,” the Federal Reserve Bank of Philadelphia said Wednesday (April  9). Both the percentage of credit...

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37% of Consumers Highly Concerned About Credit Card Fraud
37% of Consumers Highly Concerned About Credit Card Fraud
April 09, 2025  |  Security & Fraud

A recent report, “Consumer Credit Economy: Credit Card Fraud,” a collaboration between PYMNTS Intelligence and i2c, reveals a substantial level of consumer concern surrounding this...

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Walking the Pocketbook Tightrope: How Consumers Are Balancing Uncertainty and Spending
Walking the Pocketbook Tightrope: How Consumers Are Balancing Uncertainty and Spending
April 02, 2025  |  Consumer Insights

When economic winds shift, so do consumer spending habits. But not always in expected ways. Amid tariffs, stubborn inflation and higher living costs, many consumers...

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Affirm to Expand Credit Reporting to Include All Payment Plans
Affirm to Expand Credit Reporting to Include All Payment Plans
March 19, 2025  |  BNPL

Affirm said Wednesday (March 19) that it plans to begin furnishing information about all of its payment plans to Experian on April 1. This move...

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Retail Sales Show Dining Out Declines and eCommerce Gains Ground as Consumers Pull Back
Retail Sales Show Dining Out Declines and eCommerce Gains Ground as Consumers Pull Back
March 17, 2025  |  Consumer Insights

There’s increasing evidence that consumers are triaging their spending — picking and choosing where they will (or even can) allocate their money as tariffs and...

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Will Macro Pressures and ‘FICO Creep’ Be a Boon for Pay Later Options?
Will Macro Pressures and ‘FICO Creep’ Be a Boon for Pay Later Options?
March 10, 2025  |  Consumer Finance

Monday (March 10) marked another bloodletting on Wall Street, another slew of headlines about tariffs and trade wars. And as economic concerns mount, the picture...

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Revolving Debt and Credit Card Spending Muted in January
Revolving Debt and Credit Card Spending Muted in January
March 07, 2025  |  Consumer Finance

After a holiday spending frenzy, consumers have returned to a more normalized rate of spending, as measured in incremental borrowing on credit cards and other...

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50 Million Credit Card Outsiders May Be Winners as Banks Bid for Their Business
50 Million Credit Card Outsiders May Be Winners as Banks Bid for Their Business
February 27, 2025  |  Credit Cards

For years, the so-called “credit card outsiders,” a diverse group of American consumers that includes a variety of cohorts, have each independently resisted the credit...

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Consumer Borrowing Jumps by Record $40.8 Billion
Consumer Borrowing Jumps by Record $40.8 Billion
February 09, 2025  |  Consumer Finance

U.S. consumer borrowing saw a surprise surge in December, the largest increase on record. Total credit rose by $40.8 billion following a $5.4 billion decline...

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