consumer insights

Consumers Gird for Tariffs’ Sting as Spending on Cards Is Sluggish  
Consumers Gird for Tariffs’ Sting as Spending on Cards Is Sluggish  
April 07, 2025  |  Consumer Insights

The latest data on consumer borrowing indicates that households pared back on debt — overall — in February amid headlines and uncertainty about tariffs. Spending...

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High-Income Earners Have a Secret: Uncertainty is Impacting Them Too
High-Income Earners Have a Secret: Uncertainty is Impacting Them Too
April 07, 2025  |  Consumer Insights

In recent years, the narrative of financial insecurity has predominantly centered on middle and lower-income groups. However, a subtle but significant shift is emerging among...

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New PYMNTS Data Shows Affluent Shoppers Use Pay Later for Gucci and Groceries
New PYMNTS Data Shows Affluent Shoppers Use Pay Later for Gucci and Groceries
April 03, 2025  |  Buy Now Pay Later

Covet that designer dress at Bergdorf Goodman, but can’t pay for it because you’ve maxed out your credit cards? Increasingly, there’s another way. A recent...

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Paycheck-to-Paycheck High Earners Could Seek Relief in Credit Card Installments
Paycheck-to-Paycheck High Earners Could Seek Relief in Credit Card Installments
April 02, 2025  |  Consumer Insights

Flexibility is the best weapon against uncertainty, especially during times of economic uncertainty. We pivot in the face of inflation, adjust our discretionary spending, trade...

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Walking the Pocketbook Tightrope: How Consumers Are Balancing Uncertainty and Spending
Walking the Pocketbook Tightrope: How Consumers Are Balancing Uncertainty and Spending
April 02, 2025  |  Consumer Insights

When economic winds shift, so do consumer spending habits. But not always in expected ways. Amid tariffs, stubborn inflation and higher living costs, many consumers...

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Inflation’s Up and Sentiment’s Down as Consumers Pad Their Savings
Inflation’s Up and Sentiment’s Down as Consumers Pad Their Savings
March 28, 2025  |  Economy

The push and pull of various pressures — inflation, tariffs and worries about the general state of affairs — has shown up in several economic...

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Consumers’ Food Habits Are Changing With Return to the Office
Consumers’ Food Habits Are Changing With Return to the Office
March 26, 2025  |  Consumer Insights

With the end of the COVID-19 pandemic, return to office has become the dominant work mode. According to PYMNTS Intelligence survey data from January 2025,...

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59% of Zillennials Value Leasing as Vehicle Purchase Option
59% of Zillennials Value Leasing as Vehicle Purchase Option
March 19, 2025  |  Consumer Insights

Forget the open road and the roar of the engine. A new generation, the zillennials (those born between 1991 and 1999), are approaching transportation with...

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Retail Sales Show Dining Out Declines and eCommerce Gains Ground as Consumers Pull Back
Retail Sales Show Dining Out Declines and eCommerce Gains Ground as Consumers Pull Back
March 17, 2025  |  Consumer Insights

There’s increasing evidence that consumers are triaging their spending — picking and choosing where they will (or even can) allocate their money as tariffs and...

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