Lending

In finance, a loan is the lending of money by one or more individuals, organizations, or other entities to other individuals, organizations etc. The recipient incurs a debt, and is usually liable to pay interest on that debt until it is repaid, and also to repay the principal amount borrowed.

Source: en.wikipedia.org

Shadow Banking’s Global Risks and Liquidity Concerns Loom Amid Market Turmoil 
Shadow Banking’s Global Risks and Liquidity Concerns Loom Amid Market Turmoil 
April 09, 2025  |  Banking

The carnage in global stock and bond markets wrought by the trade war being waged between the United States and just about everybody else continues....

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Trust Multiplied: How Verified Data Platforms Strengthen Business Lending
Trust Multiplied: How Verified Data Platforms Strengthen Business Lending
April 09, 2025  |  Data

During the pandemic, the government extended a $1.2 trillion lifeline through the Paycheck Protection Program (PPP). Four years on, the sobering stats show that the...

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Airwallex Reportedly Plans to Seek US and UK Banking Licenses
Airwallex Reportedly Plans to Seek US and UK Banking Licenses
April 07, 2025  |  Banking

Singapore-based payments startup Airwallex reportedly wants to expand into lending. To that end, the company, which offers AI-powered automated workflow solutions among other offerings, plans to acquire...

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APIs and Innovation Help Merchants Put Payments ‘in the Background’
APIs and Innovation Help Merchants Put Payments ‘in the Background’
April 03, 2025  |  Payments Innovation

For merchants, omnichannel innovation comes in several flavors. When it comes to eCommerce interactions, sellers face the drive to streamline and reduce friction during the...

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61% of Mid-Sized Banks Eye Fully Automated Lending
61% of Mid-Sized Banks Eye Fully Automated Lending
April 03, 2025  |  Digital-First Banking

Digital lending is at a crossroads as financial institutions and banks grapple with modernizing their loan processes, revealing a significant divide between readiness for consumers...

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FinTech SmartBiz Eyes Full-Service Banking After Buying Centrust 
FinTech SmartBiz Eyes Full-Service Banking After Buying Centrust 
April 01, 2025  |  Banking

There are roughly 33 million small businesses in the United States, employing a bit less than half of workers in the country, according to the...

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Bank Lending to Nonbanks Has Doubled in Five Years
Bank Lending to Nonbanks Has Doubled in Five Years
March 27, 2025  |  Loans

Banks have reportedly more than doubled their lending to nonbank financial institutions (NBFIs) over the past five years and are now lending those companies $1...

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Affirm’s Levchin Sees Company Becoming the American Express of Buy Now, Pay Later
Affirm’s Levchin Sees Company Becoming the American Express of Buy Now, Pay Later
March 27, 2025  |  Buy Now Pay Later

The lure of paying over time lies with the predictability of the repayment. Consumers don’t think of pay later options as credit, at least not...

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Experian Targets ‘Credit Invisible’ Borrowers With Cashflow Score
Experian Targets ‘Credit Invisible’ Borrowers With Cashflow Score
March 25, 2025  |  Loans

Experian has launched a tool designed to increase financial access for people with limited credit history. Cashflow Score, unveiled Tuesday (March 25), is designed to give lenders a...

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