versatile credit

Beyond Credit Cards: How ‘Pay Later’ Momentum Is Reshaping the Payments Ecosystem
Beyond Credit Cards: How ‘Pay Later’ Momentum Is Reshaping the Payments Ecosystem
April 08, 2025  |  BNPL

Buy now, pay later (BNPL) isn’t just a niche payment option anymore — it’s rapidly becoming a permanent fixture in how consumers budget, shop and...

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Versatile Credit CEO: Economic Uncertainty Drives Pay-Later Merchant Benefits
Versatile Credit CEO: Economic Uncertainty Drives Pay-Later Merchant Benefits
March 28, 2025  |  BNPL

Here’s the net-net on the pay-later economy: The predictability of paying for purchases over time in fixed monthly installments is appealing to consumers who value...

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Trending: Embedded Finance Performs Double Duty as Sales Enablement Tool
Trending: Embedded Finance Performs Double Duty as Sales Enablement Tool
July 03, 2024  |  Consumer Finance

It’s a challenging time at retail — both online and in-store. Merchants are grappling with a volatile economy and the fact that consumers, in at...

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Versatile Credit CEO Sees Steady Appetite for Consumer Financing
Versatile Credit CEO Sees Steady Appetite for Consumer Financing
May 09, 2024  |  Loans

Banks and corporates by and large showed cautious optimism regarding consumer spending during the first-quarter earnings season. Now, the operative question surrounds the use of...

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Consumers View Embedded Lending as Option to Pay Everyday Essential Expenses
Consumers View Embedded Lending as Option to Pay Everyday Essential Expenses
May 07, 2024  |  Alternative Credit

Embedded lending may gain new consideration at the point of sale as cash-strapped consumers grapple with the pain of emergency expenses. And it may help...

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Financing Options Help Merchants and Consumers Manage Economic Uncertainty
Financing Options Help Merchants and Consumers Manage Economic Uncertainty
April 24, 2024  |  Opinion

Consumer financing solutions can help businesses build trust and loyalty with consumers, Versatile Credit CEO Ed O’Donnell writes in the new PYMNTS eBook, “The Implications...

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Point-of-Care Payment Options Expand Access to Dental Care for Patients
Point-of-Care Payment Options Expand Access to Dental Care for Patients
March 04, 2024  |  Healthcare Financing

Dental services represent a $155 billion market that is projected to grow to $254 billion by 2032. Against that backdrop, it’s critical, especially in an...

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Technology Helps Smaller Businesses Turn Embedded Finance Into Competitive Advantage
Technology Helps Smaller Businesses Turn Embedded Finance Into Competitive Advantage
February 28, 2024  |  SMBs

Ed O’Donnell, CEO of Versatile Credit, said that embedded finance can — and already is — transforming smaller businesses’ competitive dynamics.  “Technology’s been the great...

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Versatile Credit Chooses Fiserv Vet Max Rieck as CFO
Versatile Credit Chooses Fiserv Vet Max Rieck as CFO
January 15, 2024  |  Personnel

Embedded lending platform Versatile Credit has named a new finance chief and new engineering head. Max Rieck, a veteran of companies such as Fiserv and Pineapple Payments, is joining Versatile...

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