PYMNTS Study

Study Finds Instant Payments Strengthen Vendor Relationships in 5 Key Industries
Study Finds Instant Payments Strengthen Vendor Relationships in 5 Key Industries
April 10, 2025  |  Money Mobility

With large U.S. enterprises facing demands from vendors, suppliers and contractors to make immediate payments, having ways to disburse funds instantly has become a strategic...

READ MORE >
Credit Unions Prove Spending Control Drives Top-of-Wallet Success
Credit Unions Prove Spending Control Drives Top-of-Wallet Success
April 08, 2025  |  Credit Unions

Credit unions (CUs) are proving their competitive strength in the evolving financial landscape, particularly in rural areas and among Gen Z consumers. With a remarkable...

READ MORE >
Instant Payments Offerings Deliver Big Impact for Small Banks
Instant Payments Offerings Deliver Big Impact for Small Banks
April 07, 2025  |  Real-Time Payments

Banks eyeing the demand for faster payments — from consumers and corporate clients alike — know they must offer real-time capabilities. If they don’t, they...

READ MORE >
Merchants Eye Payment System Constraints as Consumers Embrace Mobile-First Shopping
Merchants Eye Payment System Constraints as Consumers Embrace Mobile-First Shopping
April 02, 2025  |  Mobile Commerce

The mobile device has become the center of commerce — not just online, but in-store — and using digital payments across those devices has become...

READ MORE >
Consumers Turn to Credit for Cash Management When Unplanned Expenses Hit, Study Finds
Consumers Turn to Credit for Cash Management When Unplanned Expenses Hit, Study Finds
March 31, 2025  |  Consumer Finance

Emergency or unplanned expenses happen to consumers all the time. Some are impulse “wants,” and others are emergency “needs.” Either way, they can be expensive....

READ MORE >
Retailers Increase GenAI Investments, but Need Better Data to Make It Run
Retailers Increase GenAI Investments, but Need Better Data to Make It Run
March 31, 2025  |  Artificial Intelligence

Retailers are embracing generative artificial intelligence (GenAI) at an unprecedented rate, transforming how they analyze transactions, predict customer behavior and secure payments. The data is...

READ MORE >
Best-in-Class Issuers Use Seven Strategies to Boost Customer Lifetime Value, Study Finds
Best-in-Class Issuers Use Seven Strategies to Boost Customer Lifetime Value, Study Finds
March 28, 2025  |  Credit Cards

Card issuing — once the province of big banks — is changing, as issuers move beyond basic transaction services to stay competitive. In the process,...

READ MORE >
Singapore’s Small Businesses Know the Score With Digital Wallets for Cross-Border Payments
Singapore’s Small Businesses Know the Score With Digital Wallets for Cross-Border Payments
March 28, 2025  |  Cross-border Payments

Singapore stands at a crossroads in the digital payments revolution. While digital wallets are reshaping how businesses handle cross-border transactions, a noticeable gap persists in...

READ MORE >
Fraud Uncertainty Climbs to 28%, Disrupting Operations for Mid-Market Firms
Fraud Uncertainty Climbs to 28%, Disrupting Operations for Mid-Market Firms
March 28, 2025  |  Security & Fraud

There is a growing concern for middle-market firms in the United States, and it surrounds fraud and risk management. The PYMNTS Intelligence report “Fraud Risk...

READ MORE >