alternative credit

Affirm and Shopify Expand Pay-Later Pact to Canada
Affirm and Shopify Expand Pay-Later Pact to Canada
April 09, 2025  |  Buy Now Pay Later

Affirm and Shopify have expanded their pay-later offering beyond U.S. borders. The companies announced Wednesday (April 9) that Shopify merchants in Canada who have signed...

READ MORE >
Fragmentation Gives Way to Consolidation Across Pay-Later Landscape, Says Splitit CEO
Fragmentation Gives Way to Consolidation Across Pay-Later Landscape, Says Splitit CEO
April 02, 2025  |  Buy Now Pay Later

The pay-later ecosystem has evolved through the past few years, with a broad range of solution providers and available options. The idea of paying over...

READ MORE >
Klarna Offered 15 Million Warrants to Seal Walmart Partnership
Klarna Offered 15 Million Warrants to Seal Walmart Partnership
April 01, 2025  |  BNPL

Klarna is reportedly facing backlash ahead of its $15 billion initial public offering (IPO). As the Financial Times (FT) reported Tuesday (April 1), some of...

READ MORE >
Mastercard Sets Sights Beyond Retail as It Embeds BNPL Into Network
Mastercard Sets Sights Beyond Retail as It Embeds BNPL Into Network
April 01, 2025  |  Buy Now Pay Later

The buy now, pay later pure plays like Klarna and Affirm might get a lot of attention these days. However, card networks have a piece...

READ MORE >
Affirm’s Levchin Sees Company Becoming the American Express of Buy Now, Pay Later
Affirm’s Levchin Sees Company Becoming the American Express of Buy Now, Pay Later
March 27, 2025  |  Buy Now Pay Later

The lure of paying over time lies with the predictability of the repayment. Consumers don’t think of pay later options as credit, at least not...

READ MORE >
75% of Financially Pressured Consumers Turn to Pay Later Plans
75% of Financially Pressured Consumers Turn to Pay Later Plans
March 03, 2025  |  Buy Now Pay Later

The use of pay later plans has grown as consumers seek more flexible payment options. The PYMNTS Intelligence eBook “10 Impact Statements: The 2024 Pay...

READ MORE >
Platforms Use Cards and Deposits to Become Alternatives to Traditional Banks
Platforms Use Cards and Deposits to Become Alternatives to Traditional Banks
February 24, 2025  |  Alternative Credit

FinTechs — especially platforms — are capitalizing on the continued buildout of digital solutions and products, including cards, to give consumers an alternative to traditional...

READ MORE >
62% of Credit Card Outsiders Use Alternative Credit Products
62% of Credit Card Outsiders Use Alternative Credit Products
February 18, 2025  |  Alternative Credit

Many consumers without credit cards face financial challenges. The PYMNTS Intelligence report “What Credit Card Outsiders Want — and How FIs Can Bring Them Back”...

READ MORE >
Affirm Updates BNPL App Ahead of Holiday Shopping Season
Affirm Updates BNPL App Ahead of Holiday Shopping Season
October 30, 2024  |  Buy Now Pay Later

Ahead of the holiday shopping season, payments network Affirm is upgrading its app. The company, known for its buy now, pay later (BNPL) offering, now...

READ MORE >