Urgency and Financial Need Drive 1 in 4 Consumers to Demand Instant Disbursements

Digital Transformation and Instant Payments Fuel Business Disbursement Efficiency

Driven by financial pressures, 24% of consumers say they need their disbursements within 30 minutes, with 1 in 5 willing to pay a premium to receive funds instantly in urgent situations. PYMNTS Intelligence’s latest report, “Digital Transformation and Instant Payments Fuel Business Disbursement Efficiency,” a collaboration with Ingo Payments, details the growing demand for instant disbursements.

Inside the March Study
  • 45%: Portion of consumers who say they receive disbursements of borrowed funds most often via instant methods
  • 24%: Share of disbursement receivers who say they need their money in 30 minutes or less
  • 35%: Share of disbursement receivers who say they prefer that instant payments go directly to their bank accounts

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