Opinion

Opinion
Cheer Up America, You Get Some of the Most Happy Awards, Too
April 11, 2025

The World Happiness Report was released on March 20, which, in case you didn’t know, was the UN’s International Day of Happiness.  The big reveal is who is the happiest country of them all. And who is up or down. The media works itself into...

Opinion
Uncertainty Overload: Tariffs Cast Shadow on FinTech Funding and Growth
April 07, 2025

So far, there have been 10 Mondays in the Trump administration, each possessing its own variety of manic behavior. “Manic Mondays,” we’ve been calling them. For example, there was the Monday when the CFPB looked like it was going to be deleted. Then there was...

Opinion
Credit Unions Embrace ‘Business as Unusual’ Through Collaboration and Innovation
February 05, 2025

Innovation and collaboration lead to new ways to meet credit union needs, Velera Chief Service Officer Dean Young writes in a new PYMNTS eBook, “The Innovation Mindset: How to Achieve It in 2025.”   There is no doubt that the past five years have presented unprecedented challenges...

Opinion
US Bank Focuses on ‘Totality of the Customer’
January 28, 2025

Understanding customers and providing them with personalized banking solutions is key, U.S. Bank SVP and Chief Product Officer Rob Seidman writes in a new PYMNTS eBook, “The Innovation Mindset: How to Achieve It in 2025.”   One way U.S. Bank is moving from a “no,...

Opinion
How Wallets Are Changing Cross-Border Payments
January 27, 2025

Digital wallets have altered money movement, especially cross-border payments, TerraPay Co-Founder and Chief Business Officer Ani Sane writes in a new PYMNTS eBook, “The Innovation Mindset: How to Achieve It in 2025.”   The evolution of cross-border money movement, especially over the last few years,...

Opinion
Why Listening Is Innovation’s Best Technology
January 24, 2025

Listening is crucial to innovation, Boost Payment Solutions founder and CEO Dean M. Leavitt writes in a new PYMNTS eBook, “The Innovation Mindset: How to Achieve It in 2025.”   At Boost Payment Solutions, innovation has always been our foundation. We thrive on a “yes,...

Opinion
CTO Interview: Mindset Shift Is ‘Vital’ to Future of Financial Services
January 23, 2025

Data management makes for a unified ecosystem that fosters collaboration, Stax Chief Technology Officer Mark Sundt writes in a new PYMNTS eBook, “The Innovation Mindset: How to Achieve It in 2025.”   At Stax, we are committed to fostering growth and innovation, not just for...

Opinion
i2c Credits ‘What If?’ Approach for New Payment Hub
January 22, 2025

Technology plays a vital role in enabling innovation in banking and payments, i2c Global Head of Product Seth Perlman writes in a new PYMNTS eBook, “The Innovation Mindset: How to Achieve It in 2025.”   The financial services industry has experienced a significant transformation over...

Opinion
Regional Bank Focuses on Delivering a ‘Yes and …’ Customer Experience
January 21, 2025

Banking must focus on creating secure, fraud-resistant environments while maintaining personal relationships, Tammy Trilli, SVP Commercial Payments at FNBO, writes in a new PYMNTS eBook, “The Innovation Mindset: How to Achieve It in 2025.”   FNBO’s secret sauce has always been our relationships. We are...