The Data Point

Credit Unions Convert 64% of Members to Primary Accounts
Credit Unions Convert 64% of Members to Primary Accounts
April 11, 2025  |  Credit Unions

Once perceived as technologically trailing larger financial institutions, credit unions are embracing digital innovation, positioning themselves for growth and engagement with a digitally native consumer...

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42% of Consumers Prefer Digital Wallets for Cross-Border Payments
42% of Consumers Prefer Digital Wallets for Cross-Border Payments
April 10, 2025  |  Mobile Wallets

Consumers are turning to digital wallets as their preferred method for sending and receiving money across borders, signaling a shift in global money movement.  This...

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37% of Consumers Highly Concerned About Credit Card Fraud
37% of Consumers Highly Concerned About Credit Card Fraud
April 09, 2025  |  Security & Fraud

A recent report, “Consumer Credit Economy: Credit Card Fraud,” a collaboration between PYMNTS Intelligence and i2c, reveals a substantial level of consumer concern surrounding this...

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63% Adoption Rate Shows GenAI Enthusiasm Among Younger Consumers
63% Adoption Rate Shows GenAI Enthusiasm Among Younger Consumers
April 08, 2025  |  artificial intelligence

Generative artificial intelligence (GenAI) is gaining traction among U.S. consumers across all age groups, according to a new PYMNTS Intelligence report, even as enthusiasm cools...

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Pay-by-Bank Interest Jumps 72% With Incentives, New Report Shows
Pay-by-Bank Interest Jumps 72% With Incentives, New Report Shows
April 07, 2025  |  Payment Methods

Despite its potential, pay by bank, or open banking payments, remains a largely untapped opportunity, but a new report suggests that the right incentives could...

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92% of Enterprises Expect Instant Payments to Dominate Ad Hoc Payments
92% of Enterprises Expect Instant Payments to Dominate Ad Hoc Payments
April 04, 2025  |  Disbursements

With government disbursements very much in the news these days, a recent report from PYMNTS and Ingo Payments is starting to look prescient. The October...

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Nearly Half of Consumers Use Digital Wallets for Bill Payments Globally
Nearly Half of Consumers Use Digital Wallets for Bill Payments Globally
April 02, 2025  |  Digital Payments

Despite a global familiarity with digital wallets, how consumers are actually using them reveals a patchwork of preferences and nascent adoption beyond basic transactions. A...

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Information Firms Lead in GenAI ROI, With 65% Reporting Positive Results
Information Firms Lead in GenAI ROI, With 65% Reporting Positive Results
April 01, 2025  |  artificial intelligence

While the buzz around generative artificial intelligence (GenAI) continues to captivate boardrooms, a new analysis reveals a divergence in its financial impact across industries. In...

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Amazon Grabs 16.2% of Clothing Sales, Leaving Walmart Behind
Amazon Grabs 16.2% of Clothing Sales, Leaving Walmart Behind
March 26, 2025  |  Retail

While the narrative of Amazon’s ascendance in discretionary spending and Walmart’s grip on grocery sales dominates the retail conversation, a closer examination of the latest...

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